Art Chavez Real Estate Agent & Mortgage Broker
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Real Estate Agent & Mortgage Broker

One Advisor for the Entire Home Buying Journey

Real Estate Agent and Mortgage Broker helping Oregon buyers connect financing, home search, offer strategy, negotiation, and closing through one coordinated plan.

Bilingual guidance in English and Spanish. Serving Oregon buyers since 2004.

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Oregon Licensed Mortgage Broker Real Estate Agent English & Spanish Since 2004
Art Chavez, Oregon Real Estate Agent and Mortgage Broker
20+ YEARS
Hundreds of Oregon Families Helped Since 2004
Real Estate Agent & Mortgage Broker
20+ Years ExperienceHundreds of Oregon Families Helped Since 2004Real Estate Agent & Mortgage BrokerEnglish & SpanishAccess to 220+ Lenders
The Difference

Underwritten Before It’s Written

Most buyers obtain a pre-approval before shopping for a home. My approach goes further.

Whenever possible, I work to identify income, asset, credit, and documentation issues before an offer is submitted, reducing surprises later in the transaction and strengthening the buyer’s position when it’s time to move forward.

The goal is simple: uncover potential financing issues early, create a clear plan, and help buyers move through the process with greater confidence.

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Since 2004, I’ve helped hundreds of Oregon families navigate financing, home purchases, refinancing, and real estate decisions with a coordinated approach that brings financing and real estate strategy together.

The Problem

Most Buyers Start With Pieces. You Need a Plan.

Most buyers talk to a lender, then a real estate agent, then try to make everything work after the fact. That creates confusion, weak offers, missed details, and unnecessary stress. Your financing, home search, offer strategy, and closing timeline should not be disconnected.

1

Financing gets treated separately

Buyers often get pre-approved without fully understanding how the loan strategy affects the home search.

2

Home search starts too early

Looking at homes before the full plan is built can create frustration and false expectations.

3

Offers are made without enough strategy

A stronger offer is not just price. It is financing, timing, structure, and confidence.

The Solution

One Advisor for the Entire Home Buying Journey

As both a Real Estate Agent and Mortgage Broker, I help buyers understand the full picture before they move forward. That means your financing, search strategy, offer approach, and closing path are planned together from the beginning.

This does not mean you are rushed into buying. It means you are prepared before the pressure starts.

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Art Chavez
How I Help

Four Connected Areas, One Strategy

Mortgage Strategy

Understand what you qualify for, what payment actually fits, and which loan options make sense before you start writing offers.

Home Search Guidance

Focus your search around the right price range, location, property type, and long-term fit.

Offer Strategy

Structure stronger offers by connecting financing strength, timing, negotiation terms, and seller expectations.

Closing Guidance

Stay organized from contract to closing so financing, inspections, appraisal, title, and deadlines stay aligned.

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Reviews

What Clients Say

★★★★★

Art was there for us from beginning to end. He never rushed us to make a decision.

Whalecf, Hillsboro ORZillow
★★★★★

Direct, sincere, and willing to go the extra mile. Got me into my first home.

Eric C.Google
★★★★★

Art is who I recommend to anyone who needs a trustworthy and thorough broker.

Eric M.Google
★★★★★

Arturo Chávez es una persona amable y de mucha confianza, lo cual lo hace altamente recomendable.

María G.Google
★★★★★

Hace poco refinancié mi casa y quedé muy contenta con el resultado. Fue la segunda vez que usé sus servicios.

Cliente, Cornelius ORZillow
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The Buyer Path

The Buyer Path

Buying a home should not feel like guessing. The process works better when each step builds on the one before it.

1

Start With a Conversation

We talk through your goals, timing, budget, concerns, and what you want the home to accomplish.

2

Build the Financing Plan

We review income, assets, credit, payment comfort, and loan options so you know what is realistic.

3

Connect Financing to the Search

Your home search is built around your actual numbers, not assumptions.

4

Write With Strategy

When the right property appears, your offer is structured around financing strength, seller expectations, and negotiation leverage.

5

Close With Clarity

You move through inspections, appraisal, title, loan conditions, and closing with one coordinated plan.

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Required Note

You can work with me for mortgage guidance, real estate guidance, or both. The advantage is having the full strategy connected from the start.

Why It Matters

Why Mortgage and Real Estate Should Work Together

The mortgage affects the home search. The home affects the mortgage. The offer affects the loan timeline. The appraisal, contract terms, seller credits, closing date, and financing structure all connect.

When those pieces are handled separately, buyers often do not see the full picture until there is pressure. My role is to help connect those pieces earlier.

Who This Is For

You Are in the Right Place If…

  • First-time buyers who do not know where to start
  • Buyers who want to understand payment, cash to close, and loan options clearly
  • Buyers who want mortgage and real estate guidance connected
  • Spanish-speaking buyers who want bilingual support
  • Buyers who do not want to feel rushed, sold, or confused
  • Buyers preparing now for a purchase later
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Oregon

Serving Buyers Across the Portland Metro and Oregon

I work with buyers in Beaverton, Hillsboro, Tigard, Tualatin, Sherwood, Portland, and surrounding Oregon communities.

BeavertonHillsboroTigardTualatinSherwoodPortland
Art Chavez
Meet Art

Meet Art Chavez

Art Chavez is an Oregon Real Estate Agent and Mortgage Broker who helps buyers move through the home-buying process with a coordinated plan. Since 2004, Art has worked with clients through financing, preparation, and major real estate decisions.

His approach is direct, educational, and practical. The goal is not just to get a buyer approved, but to help them understand the full path from financing to keys. Art works with clients in English and Spanish.

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Ready to Create Your Home Buying Plan?

Whether you’re buying, selling, refinancing, or investing, let’s start with a conversation and determine the best next step.

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